Small teams deserve benefits that work ashard as they do
The benefits bundle that delivers the most value for solopreneurs and small teams. All included, fully flexible, ready in minutes.
Pay as you go
Only pay for what you use, no extra fees
Virtual Care
Included: telemedicine, mental care, and EAP
Life Insurance
Use your voucher for life and critical illness coverage
Finally, a benefits bundle for small teams
Running your own business shouldn’t mean losing real health coverage. With Tedy, you can make everyday health costs for you and your dependents fully tax-free — simple, predictable, and reaching the highest value for each dollar.
Tax-free health expenses, CRA compliant
Perfect for solopreneurs and small teams
Automated usage reports for your accountant
Includes best-in-class Telemedicine, Mental Health Support, and EAP
Choose any amount up to $10,000 a year for your HSA — 100% pay-as-you-go.
One plan. Total flexibility.
Small Teams & Solopreneurs
Includes
Up to $10K/year HSA coverage, includes your dependents
Telemedicine, EAP, and mental health support included
$250/year life insurance voucher included with PolicyMe
No upfront funding, pay as you go, cash-flow smart.
Fast refunds, fully automated, zero admin burden
.webp)
Additional employees
up to 5 employees
Includes
Up to $10K/year HSA coverage, includes your dependents
Telemedicine, EAP, and mental health support included
$250/year life insurance voucher or Wellness wallet
No upfront funding, pay as you go, cash-flow smart.
Fast refunds, fully automated, zero admin burden
Tedy vs. Traditional providers
Feature
Tedy
Typical HSA Provider
Pricing
$599/year flat or $59/Month - Zero hidden fees
$699–$799 + admin fees + comissions
Flexibility
Pay-as-you-go, cancel anytime (monthly plans)
Annual lock-in
Setup
15 minutes
Paper forms, complicated
Claim Speed
90% real-time adjudication, 3–4 day refunds
5–10 business days, no real-time adjudication
Add-ons
Includes: Telemedicine, EAP, Mental Care, Life ins.
Paid add-ons, limited
Reporting
Automated, accountant-ready
Manual exports
FAQs
Got questions? We have answers! Feel free to chat with our team at any moment for inquiries related to Tedy in your business. You can also consult our updated FAQ to find answers to the most common questions.
AHealth Spending Account (HSA) lets incorporated business owners and small teams use company funds — before tax — to cover personal health and wellness expenses.
It’s like having your own private health plan — without the insurance company in the middle.
Example:
If you spend $1,000 on eligible health expenses, your corporation pays — not you personally. That means you can save 20–40% in taxes, depending on your province and income level.
Yes. HSAs are designed for incorporated business owners and small companies.
Absolutely — you can allocate up to 10 dependents under your plan.
Yes, 100%. Your business pays; you benefit personally tax-free.
You only pay for what you use. That’s the advantage of Tedy’s pay-as-you-go model.
Yes, zero penalty for month to month plans. You stay in control.